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Blogs

Stay informed with the latest news and updates from Custom Insurance & Mortgage Solutions. Explore our blog for insights, tips, and expert advice on mortgages, secured loans, and financial planning. Whether you're a first-time buyer or looking to remortgage, our news section provides valuable information to help you make informed decisions about your financial future.

Mortgage Market Update: Borrowing Opportunities Improve as Lenders Cut Rates and Ease Rules
April 30, 2025
Mortgage Market Update: Borrowing Opportunities Improve as Lenders Cut Rates and Ease Rules

A shift is taking place across the mortgage market, bringing a wave of opportunity for both prospective buyers and existing homeowners. Leading lenders are responding...

Sick Pay Gaps and Your Mortgage: Are You Covered If You Cannot Work?
April 30, 2025
Sick Pay Gaps and Your Mortgage: Are You Covered If You Cannot Work?

For most people, their mortgage is their largest monthly financial commitment. However, few take the time to consider what might happen if they were suddenly...

Housing Market Update: Average Asking Prices Reach Record High This Spring
April 30, 2025
Housing Market Update: Average Asking Prices Reach Record High This Spring

The UK property market has made a confident start to spring, with the average asking price of a home reaching a new record high. This...

Buying a Home in 2025? Here’s How Stamp Duty Has Changed
April 30, 2025
Buying a Home in 2025? Here’s How Stamp Duty Has Changed

If you’re planning to buy a home in England or Northern Ireland this year, there’s an important update you should know — stamp duty has...

HMRC Plans to Raise Side Hustle Tax Threshold and Strengthen Anti-Tax Evasion Measures
March 26, 2025
HMRC Plans to Raise Side Hustle Tax Threshold and Strengthen Anti-Tax Evasion Measures

The UK government has announced plans to increase the tax reporting threshold for side incomes from £1,000 to £3,000 by the end of 2029. This...

How First-Time Buyers Can Get a Mortgage – A Guide to Government Schemes and Support
March 26, 2025
How First-Time Buyers Can Get a Mortgage – A Guide to Government Schemes and Support

Buying your first home is exciting, but it can also feel overwhelming—especially when saving for a deposit, understanding mortgage options, and navigating rising house prices....

Is Your Five-Year Fixed Mortgage Ending? Here’s What You Need to Know
March 26, 2025
Is Your Five-Year Fixed Mortgage Ending? Here’s What You Need to Know

If your five-year fixed mortgage deal is coming to an end, you might be wondering what to do next. Many homeowners who locked in a...

Labour Government Plans to End Leasehold for New Flats
March 26, 2025
Labour Government Plans to End Leasehold for New Flats

The Labour Government has announced plans to ban the sale of new leasehold flats in England and Wales, replacing them with a commonhold ownership structure....

Is Your 2-Year Fixed Rate Coming to an End? Let’s See if You Could Get a Better Deal
February 26, 2025
Is Your 2-Year Fixed Rate Coming to an End? Let’s See if You Could Get a Better Deal

If your two-year fixed mortgage is about to expire, you might potentially be in for some positive news. Back in early 2023, many borrowers locked...

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