Our experts ensure that buying your first home is exciting, not stressful.
Custom Insurance & Mortgage Solutions listens to your situation and gives you the bespoke advice that you require to buy your first home, and make sure it stays yours, whatever life can throw at you.
We make sure that your first step onto the property ladder is a smooth one.
The Return of 5% Deposit Mortgages is Helping People Buy Their First Home
Buying your first home could be one of the most exciting times of your life but it could also be the most stressful. It is likely to be your biggest purchase to date and as a result, it consistently tops the list of most stressful life events. Our goal at Custom Insurance & Mortgage Solutions is to relieve that stress and make sure that your dream doesn’t become a nightmare.
Advice Designed To Suit You
There are countless mortgage options on the market, each with different features to suit a range of circumstances. It can all get a little confusing, but don’t worry! Our advisers have access to a vast range of products specifically designed for first time buyers so we can find & arrange the most appropriate deal for you. We can even arrange an Agreement in Principle (AIP) for you. An Agreement In Principle is a written estimate from a mortgage lender, giving you an indication of how much money you can borrow. You can show this to estate agents and vendors to prove you’re a serious buyer and can, in theory, get a mortgage.
Do you need Help to Buy?
There are a number of initiatives to help UK customers buy their first home. These initiatives include the Mortgage Guarantee Scheme and the Help to Buy scheme. These could be of assistance to you if you want to own your own home but are struggling to raise the full deposit required. Our advisers arrange mortgages for many customers under the Help to Buy scheme and our knowledge of this market means we are ideally placed to help establish whether this could be a good option for you.