Release Tax-Free Cash From Your Home with a Lifetime Mortgage.

Whether you’re looking to pay off an existing mortgage, increase your income in retirement, make some home improvements, or gift money to a family member, a lifetime mortgage could help.

What is a Lifetime Mortgage?

A lifetime mortgage is a type of equity release, a loan secured against your home that allows you to release tax-free cash without needing to move out.

Lifetime mortgages are available to homeowners aged 55 or over. You can take the money as a lump sum or as series of lump sums. No repayments are required until you die or move out of your home into long-term care.

Speak to an Adviser

Speak to an adviser today who will pass on your details to a third party for the advice.

We can refer you to a specialist third party called HL WIlls.

Advantages & Disadvantages

Advantages

Disadvantages

Is a lifetime mortgage right for you?

To be eligible to release equity from your home with a lifetime mortgage:

  • You must be aged 55 or over.
  • You must own (or be buying) your own home, with little or no mortgage left to pay.
  • Your home must be worth at least £70,000 or £100,000 depending on your property type.

We will be able to refer you to one of our trusted third party lifetime mortgage specialists who will be able to answer any questions you have. Why not give us a call today or send us an email.

Equity release includes Lifetime Mortgages and Home Reversion Schemes. We can advise and arrange Lifetime Mortgages and will refer to an approved specialist for Home Reversion schemes. Lifetime Mortgages may affect means or state tested benefits and affect the inheritance you may leave.

 

 

Speak to an Adviser

Speak to an adviser today who will pass on your details to a third party for the advice.

Senior man exercising with personal trainer.

Speak to an adviser today who will pass on your details to a third party for advice.

01392 353 890

Email: admin@cimsltd.co.uk

How Much Money Can You Release From Your Home?

Complete the form and a lifetime mortgage specialist will be in touch to provide you with the information that you require.

How to use this calculator

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Our lifetime mortgages

Flexible Lifetime Mortgage

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Optional Payment Lifetime Mortgage

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Income Lifetime Mortgage

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How much is a lifetime mortgage?

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Why use Clarity

Compare later life mortgages

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Retirement Interest Only Mortgage

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