
Lower National Insurance Payments, But Beware Creeping Tax Increases
Early April saw the Government’s 2% reduction in National Insurance on wages take effect, which represents a welcome bonus for many, however we look ahead
A collection of insights, news and articles that you may find of interest.

Early April saw the Government’s 2% reduction in National Insurance on wages take effect, which represents a welcome bonus for many, however we look ahead

In these challenging economic times, an interesting report has revealed that one in six people are choosing property investment as a pathway for generating income,

This month welcomed the new Tax Year, that started back on 6th April. We look at a number of checks you can make to ensure

The process of buying a home or arranging a remortgage can feel stressful enough, but it’s being made more challenging by recent data that reveals

If you have an elderly family member or someone you know who is in receipt of the state pension, it’s worth checking to see if

With a shortage of properties available in certain parts of the UK, we look at whether it could be the ideal time to consider the

A Cambridge University study once found that a person’s financial habits were established by the age of just 7, so we look at some ways

If you and your family are thinking of needing extra space – the natural thought can be to simply search for a new property. However,

Recent times have seen a dramatic rise in interest rates, and we’ve all seen the impact on monthly mortgage payments as a result, but what’s

According to recent figures from the Office of National Statistics (ONS), the UK fell into a recession for the final three months of 2023. Here,

With days getting longer, and a certain something in the air – Springtime has been proven to be the best time to sell a home.

Homeowners may finally have reason to breathe easier in 2024. Over 50 mortgage lenders slashed rates at the start of the year1, sparking optimism for

With growing frustration surrounding NHS waiting lists and difficulties accessing care, more individuals are considering private healthcare. In this article, we explore the merits of

Moving home is a significant life event, and ensuring a smooth transition requires attention to detail and meticulous planning. If you’re thinking of moving, we’ve

2024 promises to be an eventful year for hands-on landlords, with several significant developments on the horizon. The potential progression of the Renters (Reform) Bill

Christmas may be just around the corner, but if it’s looking like a strain on the budget then we’ve got a range of useful money-saving

2024 is set to be a busy time for many homeowners, with the initial fixed term periods on mortgages expiring for a lot of clients

As winter approaches, it’s crucial to ensure your home is ready to withstand the colder months. We’ve put together a checklist of key things you

Launched back in 2013, the Government’s ‘Help-to-Buy’ scheme was designed to help first time buyers get onto the property ladder, through offering an equity loan

New HMRC rules on Income Tax are due to take effect on 1st January 2024, targeting those actively making significant money from side hustles – whether

Times are hard right now, and if you’re struggling to balance your income against the outgoings, then one action that you can see if you

As the nights draw in, the thoughts soon head towards the inevitable question – ‘when to switch the heating on?’ With rocketing energy prices over

We have all become accustomed to paying the ticket price on items purchased in a shop and not daring to ask for a lower price.

As you know, recent times have been filled with headlines about rising mortgage rates, making it challenging for many to balance their monthly mortgage repayments

If your house is in the countryside you could see your heating bills increase by more than two thirds if you decide to install a

With the vast majority of us plugged into social platforms, the risk of encountering digital swindlers is only a tap away. However, these fraudsters adopt

One knock-on effect of the rise in mortgage rates has been a noticeable increase in the amount of buy-to-let properties being sold, as landlords find

One of the great reasons for taking a holiday is to relieve the stresses and strains of daily life, but if the thought of organising

With the news this month that average mortgage rates have now reached their highest level in 15 years – 6.66%1, and that over a million

Times are hard right now, and with costs going up across the board, we’ve compiled a few money-saving tips that motorists can try to extract

If you are thinking of selling your home, we’ve put together a list of some of the top features that buyers are likely to be

Chances are that you will have seen the news headlines in recent weeks – inflation remains way above the Bank of England’s target rate of

The idea of moving home can be very exciting, but in today’s economic climate, it pays to keep an eye on just how much it

Is your property getting too small for you? Perhaps you have a growing family or you just need more space to accommodate a home office

We take great care to insure valuable items around us – whether it’s cars, pets or mobile phones, but if something were to happen to

No one has been immune to the unwelcome increases in the cost of energy over the past year – with gas price increases of 129.4%

The late-Spring period is a busy time for remortgages this year – according to data from USwitch, over 371,000 of us are due to be

Pensions will rise by 10% this year1 but the cost of maintaining the state pension is becoming unsustainable for the UK Treasury. For those of

Many of us may not believe that our families would be likely to be liable to pay inheritance tax (IHT) when we die, but a

Spring is finally with us, and with thoughts turning to holidays, it’s important that we don’t just walk out of the door with the buckets

There are a number of reasons why you may wish to remortgage, however it’s always worthwhile seeking advice to check whether the mortgage you hold

Spring is a great time for moving home, however property viewings can be an overwhelming experience, so we’ve a few top tips to help you

Missing just a couple of payments can have pretty serious consequences, but what exactly happens? A shortfall equivalent to two or more months’ repayments means

It’s getting to that time of year when the weather is starting to improve, Spring is in the air and you may be thinking about

Generally in life, if you’re struggling with something, the best thing you can do is talk to someone. The same can also be recommended if

Have you ever lost a purse or wallet, or worse still, had one stolen? It can happen to anyone and is more common than you

If you have ever been in a position where something you have bought or a service you have experienced was not up to the standard

Are you happy with your current mortgage? If so, then that’s excellent news. However, if it’s been a long time since your mortgage was last