Will removing the ‘stress test’ make homebuying more affordable?
We have all witnessed the rise in house prices in recent times, affecting so many people, not only those currently renting and first-time buyers, but
A collection of insights, news and articles that you may find of interest.
We have all witnessed the rise in house prices in recent times, affecting so many people, not only those currently renting and first-time buyers, but
If the existing price rises weren’t already enough, the average British household energy bill is estimated to surge above £5,000 per year in 2023, according
At the beginning of August, the mortgage industry regulator, The Financial Conduct Authority (FCA), published a statement estimating that there are approximately 370,000 borrowers who
If you have a freshly-minted university undergraduate in the family who is probably leaving home for the first time, there is much to look forward
Homeowners, along with those trying to get on the property ladder, will already be tuned into the debate over whether house prices will continue to
There is an old saying about not throwing the baby out with the bathwater – unknowingly getting rid of something valuable while disposing of items
With UK interest rates rising in recent months, the impact on mortgage rates is already being felt across the country as short term and fixed
In a perfect world, should aspiring homeowners or next time buyers buy an existing property, or opt for a new build? Much depends on location,
As the cost of living rises and incomes remain obstinately flat1, it is increasingly tempting to spread the cost of goods over a period of
Interest rates have not been a real topic of conversation for over twelve years. A generation has grown up not having to think that the
If you were looking for a property to purchase today, would you be more interested in something you could do up or a dwelling that
With all the disruption at UK airports that has taken place in recent weeks1, with cancelled flights and ruined holidays and the main holiday period
The Bank of England has raised the base interest rate to 1.25%. In general, the current cost of living crisis has added some uncertainty to
Do you know how to access your credit score or the ways it can affect your access to finance of all kinds? Whenever applying for
According to data from RightMove1, Spring is officially the best time to get your property on the market, representing a lull between the busy Christmas
Could your family pay the mortgage should the worst happen or if you are sick or disabled and unable to work? Lenders will try and
Mortgages are becoming more expensive and while those with fixed rates can feel relieved, the simple truth is that as inflation rises and continues to
In light of the announcement today that the Bank of England has increased interest rates to 1.00%*, we wanted to write to you to explain
Considering a remortgage to fund home improvements? As we move deeper into Spring, the weather is becoming more pleasant and many of us will be
“Inheritance Tax is something only ‘rich’ people have to pay”, may be the response most people would make and yet it might be closer to
1. Free voucher scams With so many people looking for ways to save money, the ‘free voucher’ scam is one to watch out for. Social
The Covid-19 lockdowns reminded us of why open space is so important to our sense of well-being and it is noteworthy that as lockdowns were
Today, Rishi Sunak, the chancellor of the exchequer unveiled his spring statement against a backdrop of rising fuel, energy and food costs. We wanted to
Interest rates have increased for the third time in four months as the Bank of England tries to calm the rise in the cost of
With Bank of England interest rates increasing to 0.5% in February1, millions of households may now be feeling the additional squeeze on the cost of
In the wake of the spiralling cost of energy which has quadrupled in the past year1, regulator Ofgem has announced an increase to the energy
It is likely that 2022 might see an end to lockdowns, but the residual economic repercussions are going to be felt in all of our
Garden outbuildings became a haven for many during the pandemic, whether functioning as a home office, garden playroom or even a home bar setup. However,
In light of the announcement this morning that the Bank of England has increased interest rates, we wanted to write to you to explain how
Banks and building societies are increasingly subject to technology problems that have caused issues with access to funds, transferring money or the payment of bills1.
According to a report by retirement specialist Just Group, home owning pensioners are not claiming the maximum benefits to which they are entitled or in
Changes to Insurance Pricing Practices by the industry regulator, the Financial Conduct Authority, are designed to improve the way general insurance markets function. In simple
January, February and early March have traditionally been the coldest months of the year and as the weather gets colder and we are all reaching
Think carefully before securing any other debts against your home.
Your home/property may be repossessed if you do not keep up repayments on a mortgage.
Custom Insurance & Mortgage Solutions is a trading style of Custom Mortgage Solutions Limited, which is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Custom Mortgage Solutions Limited is registered in England, no. 07439678. Registered office: First Floor Office, 6 Merus Court, Meridian Business Park, Leicester LE19 1RJ.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.
The firm do not charge a fee for mortgage advice.
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