HMRC’s Income Tax Changes to Clamp Down on Side Hustles
New HMRC rules on Income Tax are due to take effect on 1st January 2024, targeting those actively making significant money from side hustles – whether
A collection of insights, news and articles that you may find of interest.
New HMRC rules on Income Tax are due to take effect on 1st January 2024, targeting those actively making significant money from side hustles – whether
Times are hard right now, and if you’re struggling to balance your income against the outgoings, then one action that you can see if you
As the nights draw in, the thoughts soon head towards the inevitable question – ‘when to switch the heating on?’ With rocketing energy prices over
We have all become accustomed to paying the ticket price on items purchased in a shop and not daring to ask for a lower price.
As you know, recent times have been filled with headlines about rising mortgage rates, making it challenging for many to balance their monthly mortgage repayments
If your house is in the countryside you could see your heating bills increase by more than two thirds if you decide to install a
With the vast majority of us plugged into social platforms, the risk of encountering digital swindlers is only a tap away. However, these fraudsters adopt
One knock-on effect of the rise in mortgage rates has been a noticeable increase in the amount of buy-to-let properties being sold, as landlords find
One of the great reasons for taking a holiday is to relieve the stresses and strains of daily life, but if the thought of organising
With the news this month that average mortgage rates have now reached their highest level in 15 years – 6.66%1, and that over a million
Times are hard right now, and with costs going up across the board, we’ve compiled a few money-saving tips that motorists can try to extract
If you are thinking of selling your home, we’ve put together a list of some of the top features that buyers are likely to be
Chances are that you will have seen the news headlines in recent weeks – inflation remains way above the Bank of England’s target rate of
The idea of moving home can be very exciting, but in today’s economic climate, it pays to keep an eye on just how much it
Is your property getting too small for you? Perhaps you have a growing family or you just need more space to accommodate a home office
We take great care to insure valuable items around us – whether it’s cars, pets or mobile phones, but if something were to happen to
No one has been immune to the unwelcome increases in the cost of energy over the past year – with gas price increases of 129.4%
The late-Spring period is a busy time for remortgages this year – according to data from USwitch, over 371,000 of us are due to be
Pensions will rise by 10% this year1 but the cost of maintaining the state pension is becoming unsustainable for the UK Treasury. For those of
Many of us may not believe that our families would be likely to be liable to pay inheritance tax (IHT) when we die, but a
Spring is finally with us, and with thoughts turning to holidays, it’s important that we don’t just walk out of the door with the buckets
There are a number of reasons why you may wish to remortgage, however it’s always worthwhile seeking advice to check whether the mortgage you hold
Spring is a great time for moving home, however property viewings can be an overwhelming experience, so we’ve a few top tips to help you
Missing just a couple of payments can have pretty serious consequences, but what exactly happens? A shortfall equivalent to two or more months’ repayments means
It’s getting to that time of year when the weather is starting to improve, Spring is in the air and you may be thinking about
Generally in life, if you’re struggling with something, the best thing you can do is talk to someone. The same can also be recommended if
Have you ever lost a purse or wallet, or worse still, had one stolen? It can happen to anyone and is more common than you
If you have ever been in a position where something you have bought or a service you have experienced was not up to the standard
Are you happy with your current mortgage? If so, then that’s excellent news. However, if it’s been a long time since your mortgage was last
At a time when mortgages are in the spotlight, or because of the difficulties around being able to afford a mortgage as a first-time buyer,
With the Bank of England Base Rate still going up, it looks odd to see mortgage rates coming down when logic dictates that they should
If you are thinking of selling your home, there is an important list of ‘to-do’s that should be followed to ensure that you get the
With the long dark nights and cold temperatures biting, we share a range of seasonal tips to help keep your home on top form until
With the Cost-of-living crisis hitting all UK residents, one segment of those affected are those retired on a state pension. With a fixed income, they
Last year, we highlighted the issue of fraud and talked about the importance of keeping you and your loved ones safe from fraud and other
With rising prices across the board, any opportunity to save money is worth looking at, especially when it comes to travel. This month, we look
The cost-of-living crisis means that Christmas may have to look a little different for many people this year, but the good news is that a
Most of us have one or more credit cards, and if used properly, can be a very helpful tool. Making payments on time every month
Wholesale gas prices have fallen but it might not to be reflected in your household bills just yet. When gas prices rose earlier this year,
We have talked in the past about the importance of keeping you and your loved ones safe from fraud and other financial scams. Recently, UK
To add to the challenges we all face due to the rise in the cost of living, the Financial Ombudsman Service (FOS) is warning people
In the current economic conditions, it makes sense to look at the actions we can take to improve our homes’ heatproofing. With the nights drawing
We are all having to cope with rising costs and at a time when every penny seems to be accounted for to pay for food,
The news about increasing energy costs is understandably dominating the personal finance pages and has its roots in the conflict in Ukraine which has seen
Although the media has been reporting some negative changes in the mortgage market, there are plenty of products available, and options out there to suit
One of the key questions that is frequently asked by many, is why are UK house prices reaching such high levels, with soaring increases seen
Predictions of a tough winter with rising fuel costs are at the front of many people’s minds, but especially the elderly. Energy bills are due
Government figures show that the popularity of smart meters is growing and that they now make up 50% of all energy meters in the UK1.
Think carefully before securing any other debts against your home.
Your home/property may be repossessed if you do not keep up repayments on a mortgage.
Custom Insurance & Mortgage Solutions is a trading style of Custom Mortgage Solutions Limited, which is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Custom Mortgage Solutions Limited is registered in England, no. 07439678. Registered office: First Floor Office, 6 Merus Court, Meridian Business Park, Leicester LE19 1RJ.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.
The firm do not charge a fee for mortgage advice.
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