
Is Your Mortgage Deal Ending This Year? Here’s What You Need to Know.
If you took out a two, three or five-year fixed mortgage a few years ago, 2026 could be an important year for you. Around 1.8
A collection of insights, news and articles that you may find of interest.

If you took out a two, three or five-year fixed mortgage a few years ago, 2026 could be an important year for you. Around 1.8

Mortgage brokers regularly speak to clients who are focused on the obvious household costs: mortgage payments, energy bills, council tax. Home insurance often gets treated

After a few uncertain years for the housing market, there may be some steadier news for homeowners According to new figures from Rightmove, UK house

Once you own a home, it is easy to put everything on autopilot. Your mortgage ticks along, insurance renews automatically and paperwork stays filed away.

As the Christmas period approaches and household budgets come under extra pressure, many homeowners start searching for ways to manage their outgoings. Recently, however, the

The Government is preparing major changes to the energy efficiency requirements for rental properties across England and Wales. These proposals form part of a wider

Applying for a mortgage is exciting, but it often involves more scrutiny than people expect. One of the first things a lender looks at is

Chancellor Rachel Reeves has delivered her 2025 Autumn Budget, the first major fiscal statement of the year for this Labour government. We wanted to provide you

Renters and landlords are facing the biggest shake-up in housing law for more than thirty years after the Government’s Renters’ Rights Act officially became law1.

If your mortgage deal is coming to an end, your lender may already have contacted you with a new rate. It often looks simple. You

The buy-to-let market continues to evolve. With rental demand remaining strong and borrowing costs higher than in previous years, choosing the right investment property has

As the year draws to a close and households prepare for the busy winter months, many people take time to review their finances. Mortgage rates,

New figures have revealed that first-time buyers are now paying an eye-watering £163,047 on rent before they are able to purchase their first home. This

Fraudsters pretending to be the Financial Conduct Authority (FCA) have targeted thousands of people this year, with almost 5,000 fake FCA scams reported in the

The Bank of England base rate is currently 4.0%, having fallen from a peak of 5.25% over the past year1. While this downward trend has

Taking out a mortgage is one of the biggest financial commitments you will ever make. While securing your initial deal can feel like a major

Homeowners coming to the end of a fixed mortgage deal are finally getting some good news. For the first time in nearly three years, the

Millions of self-assessment taxpayers are being urged to stay vigilant after HM Revenue & Customs (HMRC) revealed it had received more than 170,000 scam referrals

With A-level results day now a distant memory, many young people are preparing to move away from home for the first time to begin their

When your mortgage deal comes to an end, most people focus on securing the best new rate. However, remortgaging is also the perfect time to

Homeowners whose fixed-rate mortgage deals expire in early 2026 are being urged to start planning ahead, as a new wave of rate rises and higher

First-time buyers across the country are set to benefit as a growing number of high street lenders follow Skipton Building Society’s lead in lowering the

Landlords across Britain are being warned to prepare for a major tax shake-up that will affect thousands from April 2026. Under new HMRC rules, many

Thousands of young homeowners are putting themselves at risk of losing their homes because many have no insurance cover to protect against life’s unexpected shocks.

Millions of households across the country are heading for a financial jolt as their fixed-rate mortgage deals start to come to an end. These deals

Summer is the perfect time to tackle those home improvements you have been putting off. But instead of just ticking off a list of repairs,

Summer 2025 presents a rare opportunity for first-time buyers. Lenders are reintroducing 100 % mortgages, increasing income multiples, and easing affordability tests. While this may help

Summer should be a season of rest, sunshine and barbecues rather than worry about your home. Yet the warm months can bring specific risks that

If you have children or grandchildren stuck renting, watching house prices rise, and struggling to scrape together a deposit, there might be some long-awaited good

Almost one million homes across Great Britain are being urged to check their electricity meters following an important announcement from the energy regulator1. A nationwide

When your fixed-rate mortgage deal comes to an end, it might feel easiest to stay with your current lender. After all, they know you, they

The Renters’ Rights Bill is expected to become law this year and will introduce significant reforms to the private rented sector in England. The changes

A shift is taking place across the mortgage market, bringing a wave of opportunity for both prospective buyers and existing homeowners. Leading lenders are responding

For most people, their mortgage is their largest monthly financial commitment. However, few take the time to consider what might happen if they were suddenly

The UK property market has made a confident start to spring, with the average asking price of a home reaching a new record high. This

If you’re planning to buy a home in England or Northern Ireland this year, there’s an important update you should know — stamp duty has

The UK government has announced plans to increase the tax reporting threshold for side incomes from £1,000 to £3,000 by the end of 2029. This

Buying your first home is exciting, but it can also feel overwhelming—especially when saving for a deposit, understanding mortgage options, and navigating rising house prices.

If your five-year fixed mortgage deal is coming to an end, you might be wondering what to do next. Many homeowners who locked in a

The Labour Government has announced plans to ban the sale of new leasehold flats in England and Wales, replacing them with a commonhold ownership structure.

If your two-year fixed mortgage is about to expire, you might potentially be in for some positive news. Back in early 2023, many borrowers locked

For most homeowners, a mortgage is the biggest financial commitment they will ever make. It’s a long-term promise – one that provides security, stability, and

For many people, the idea of building their own home has long been seen as a luxury—complex, expensive, and out of reach for all but

Millions of rental homes must meet stricter energy efficiency rules – and tenants could feel the impact. Landlords are being warned of hefty costs after the

January often feels like one of the longest months of the year. With extended gaps until payday and the financial strain left by the festive

There’s some potentially good news on the horizon for homeowners and aspiring buyers: the Financial Conduct Authority (FCA) is considering shaking things up in the

The UK housing market is showing signs of a strong start in 2025, with significant increases in new property listings and a rise in average

Purchasing a home is one of the most significant decisions you’ll ever make, so it’s crucial to consider all potential risks before committing. This winter,